The equity in your home is an excellent resource for financing a significant or unexpected expense. Using the equity in your home as collateral, PCFCU will establish a line of credit for you. You decide the circumstance and timing for accessing those available funds. Other benefits include:

Competitive, variable interest rate for affordable payments
No annual fee
Convenient loan payment options:
- Members receive a 1/2 percent reduction to the loan interest rate when the monthly loan payment is drawn automatically from their PCFCU checking account
- Members receive a 1/4 percent reduction to the loan interest rate for an ACH loan payment from another institution, or for a loan payment made through payroll deduction
- Coupon payment by mail (no interest rate reduction applies)
Interest payments may be tax deductible. Members should consult their tax advisors for specific details on home equity loan-related tax deductions.
Members may elect to purchase Credit Life Insurance or Credit Disability Insurance for additional protection. Ask a Lending Representative for details.

Click here to view our current interest rates and terms.

Click here to process your on-line Loan application.

Click here to print your Loan Application. Please mail or fax your completed application to 724-934-0952.

Questions about a PCFCU Home Equity Line of Credit? Contact our Lending Department at lending@pghcentral.com or by phone at 1-800-462-1711 ext. 3

Apply for a PCFCU Home Equity Line of Credit today!

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