Frequently Asked Questions
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Pittsburgh Central Federal Credit Union
President and CEO, Patricia Morrissey
Pittsburgh Central Federal Credit Union is a community chartered credit union with a vision for the future. We are a full-service financial cooperative that strives to provide our members with a convenient, efficient and professional experience. Our members are our purpose, and we will make every effort to deliver excellent member service. We will work hard to provide the products and services our members need throughout the various stages of their lives.
Pittsburgh Central Federal Credit Union (PCFCU) was chartered in 1936 and operates as a member-owned, not-for-profit, financial cooperative. Since our founding, PCFCU promotes the basic credit union philosophy of "People Helping People," and we exist to meet the financial needs of our members and their families. We offer a progressive array of quality financial products and services -- all of which are designed for affordability and member convenience.
At PCFCU, we take great pride in achieving outstanding member satisfaction through personal, professional and courteous member service. Unlike the traditional and impersonal banking institutions which charge fees or apply surcharges for many basic services so that they may satisfy their stockholders, PCFCU has no outside outside stockholders. In addition, we provide nearly all of the same services as major banking institutions, but our excess revenue is returned to our members in a variety of ways. For example:
- We provide highly competitive or superior dividend rates on savings and investment accounts
- We offer no-cost or low fees for the majority of our financial services
- We make borrowing affordable for our members by providing extremely competitive interest rates on loans
- We continually add new products, services and technologies to meet the changing needs of our membership
In addition, PCFCU members have the added security knowing their individual accounts are federally insured up to $250,000 by the National Credit Union Administration, which is an agency of the federal government.
To determine your eligibility for membership, or to see if your current employer is listed among our Select Employee Groups, click here. If you are an employer who is headquartered in Beaver, Butler or Allegheny County, and you are interested in offering credit union membership to your employees as part of your benefits package, please contact our Branch Manager, Jen Gross, at email@example.com or by phone at 1-800-462-1711 ext. 247, for more information.
We invite you to become a member of Pittsburgh Central FCU today! The membership process is completely easy.
Our membership process is completely easy! Complete the brief membership application and submit a $25.00 opening deposit to a "Share Savings Account." Once your application is processed and your account is established, your PCFCU membership begins and you can enjoy all of the rewards associated with credit union membership! If you should ever need to terminate your membership, the $25.00 savings account requirement is full refundable provided your account is in good standing. If you have additional questions about the membership process, contact firstname.lastname@example.org.