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Online Banking is a FREE service
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Free Checking at PCFCU

Itís hard to find a better price than free!  PCFUC'S FREE Checking Account makes managing your money both affordable and easy.  Here's why:

  • No minimum balance is required.  Members may draw their account down to zero without penalty
  • No monthly surcharge
  • No "per check" processing fee
  • Free monthly statements
  • Your first 150 checks are free
  • Easy account access using our 24-hour Telephone Teller system
  • Free ATM card and/or PCFCU VISA Debit card (Please note that Visa Debit Card requires qualifying credit score)
  • Convenient direct deposit and/or payroll deduction
  • Optional, duplicate (carbon-less copy) checks are available to help you maintain your account records.
  • FREE On-line banking and FREE on-line bill payment
  • Overdraft Protection - An automatic transfer may be made from your savings account to cover an overdraft on your checking account, up to a maximum of 6 times per month per account.  The categories of transactions covered in overdraft protection include ACH payments, debit card transactions, and paper check transactions.  Note that the total number of automatic transfers on any account is six per month, including online banking transfers, telephone teller transfers and automatic transfers to cover overdrafts.
  • Courtesy Pay - PCFCU may pay an overdraft on a member's behalf for a fee of $30 per item.  The member has 30 days to repay the overdraft.  The credit union may elect not to pay an overdraft if the member has a delinquent loan, a history of account abuse, or if the member's account is deemed frozen.

* Free Checking is exclusive to personal checking accounts.

Other Checking Account options:

1. Interest Checking (interest-earning with maintenance of $500.00 average daily balance)

2. Golden Checking (same benefits as our regular FREE Checking but members 50 and older receive free checks for life!)

3. Money Market (earns interest based on certain deposit parameters - limited to 5 withdrawals per month).

Click here to process your on-line Checking Account Application. Once you have submitted your Checking Account Application , please mail or fax the Online Signature Form to PCFCU, 2601 Wexford-Bayne Road, Sewickley, PA  15143.  Please include a copy of government-issued photo ID as well. Please note that the account opening process will not start until we receive your online signature form, and copy of your photo ID.

Click here to print your Checking Account Application.  Please mail or fax your completed application to 724-934-0951.

Click here to print your Direct Deposit Form.

* Free Checking is exclusive to personal checking accounts.