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Home Equity Term Loan

Unlock the equity in your home to finance significant expenses such as home improvements, home repairs, vehicles or even your next vacation. A PCFCU fixed-rate, home equity term loan has numerous benefits:

  • Competitive interest rate and affordable payments 
  • Flexible terms 
  • No annual fee
  • Convenient loan payment options: 
    • Members receive a 1/4 percent reduction to the loan interest rate for an automatic payment from your PCFCU account, another institution, or for a loan payment made through payroll deduction.
    • Coupon payment by mail (no interest rate reduction applies) 
  • Interest payments may be tax deductible.  Members should consult their tax advisors for specific details on home equity loan-related tax deductions.
  • Members may elect to purchase Credit Life Insurance or Credit Disability Insurance for additional protection.  Ask a Lending Representative for details.

Click here to view our current interest rates and terms.

Click here to enter the secure site for processing your on-line Loan application.

Click here to print your Loan Application.  Please mail or fax your completed application to 724-934-0952.

Questions about a PCFCU Home Equity Term Loan?  Contact our Loan Department at lending@pghcentral.com or by phone at 1-800-462-1711, option 3.


Apply for a PCFCU Home Equity Term Loan today!

*APR = Annual Percentage Rate. Home Equity Loan Promotion: Lowest rate based on credit score. Maximum term 5 years. No discount for automatic deduction.Refinancing existing PCFCU loans DOES NOT qualify. Other rates and terms are available. Loan applications are subject to normal underwriting standards. Offer may be withdrawn at anytime. Federally insured by the NCUA.