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Certificate Interest Rates

              

Certificate Term Minimum Opening Deposit Dividend Interest Rate APY*
Share Certificate Accounts
6 month Share Certificate Account $ 500.00 0.15 0.15
6 month Share Certificate Account                        (dividends paid monthly) $ 500.00 0.15 0.15
12 month Share Certificate Account $ 500.00 0.20 0.20
12 month Share Certificate Account                       (dividends paid monthly) $ 500.00 0.20 0.20
18 month Share Certificate Account $ 500.00 0.25 0.25
24 month Share Certificate Account $ 500.00 0.30 0.30
36 month Share Certificate Account $ 500.00 0.35 0.351
48 month Share Certificate Account $ 500.00 0.35 0.351
60 month Share Certificate Account $ 500.00 0.35 0.351
IRA Share Certificate Accounts
6 month IRA Share Certificate Account $ 500.00 0.25 0.25
12 month IRA Share Certificate Account $ 500.00 0.35 0.35
18 month IRA Share Certificate Account $ 500.00 0.45 0.451
24 month IRA Share Certificate Account $ 500.00 0.60 0.601
36 month IRA Share Certificate Account $ 500.00 0.80 0.802
48 month IRA Share Certificate Account $ 500.00 0.95
0.953
60 month IRA Share Certificate Account $ 500.00 1.00 1.004

 

* Annual Percentage Yield is accurate as of January 28, 2014. Rates are subject to change.  Call 1-800-462-1711 for current rate information.

Note:  A penalty may be imposed for early withdrawal of Share Certificate or IRA funds.

Contact PCFCU to request Account Disclosures and Rate & Fee Schedules for deposit accounts. These documents have been produced in accordance with Truth-In-Saving Regulations.