Member Services

Direct Deposit / Payroll Deduction

ATM / Visa Debit Card

PCFCU ATM

Surcharge-Free ATM Network

Shared Branch Network

Telephone Teller

Other Services


Online Banking

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available to all PCFCU members.

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Other Services

For your convenience, PCFCU offers a variety of other free or low-fee services that can save you time and money! These services include:

  • American Express Traveler's Cheques - Single and dual signature styles are available.  The fee is equal to 1.0% of the total purchase amount for single signature cheques, or 1.5% of the total purchase amount for dual signature cheques.
  • Money Orders - $3.00 fee per money order issued
  • Incoming and Outgoing Wire Transfers
  • US Savings Bonds - available for purchase or redemption
  • Visa Gift Cards - $2.00 fee per gift card issued
  • Postage Stamps

Questions about any of these services?  Contact a Member Service Representative at info@pghcentral.com or by phone at 1-800-462-1711, option 2.

 

Schedule of Fees

Effective February 15th, 2013

Share Services:
Third Party Returned Check $ 35.00
Teller Check Payable to a 3rd Party                                     $5.00
Certified Check $ 15.00
Undeliverable Statement
(New Address Provided)
$ 5.00/statement
Undeliverable Statement
(No New Address Provided)
$ 10.00/statement
Foreign ATM Fee $ 2.00
Early Member Closeout Fee (account closed within 60 days of opening) $ 20.00
Inactivity/Dormant Fee (12 months of inactivity) $ 5.00
Account Reconciliation/Research     $ 30.00/hour (1 hr minimum)
Interim Statement $ 5.00/page
Verification of Deposit $ 10.00
Verification of Deposit (faxed) $ 15.00
Statement reproduction $ 5.00/page
Duplication of Tax Info (1099/1098) $ 5.00 per statement
Coin Counter Fee 4.5% of total for members except Golden Checking and Child Accounts
Money Order $ 3.00 per item
NSF/ACH Return $ 35.00
Overdraft Transfer from Savings to Checking                                     $2.00
Travelers Cheques - Single Signature and Dual Signatures 1.00%  and 1.25% respectively
Western Union Fees- Domestic Transfer                                    $20.00
Western Union Fees-International Transfer <$500                                    $25.00
Western Union Fees-International Transfer >$500          $20.00 + 2% of principal
Domestic Wire Transfers (Incoming)                                    $10.00
Domestic Wire Transfers (Outgoing) $ 25.00
International Wire Transfer (Incoming)                                    $15.00
International Wire Transfers (Outgoing) $30.00
Escheat Fee (per account)   $ 100.00 
Overnight of Documents At Cost
Garnishment, Levy or Subpoena $100.00 + applicable legal fees 
Share Draft Services:
Reinstatement of Checking Account                                    $25.00
Reissue of MAC / Debit Card $ 10.00
Reissue of MAC / Debit PIN $ 10.00
Empty Envelope Fee                                    $35.00
Stop Payment $ 20.00
Stop Payment Cancellation      $ 10.00
Courtesy Pay (per item) $ 30.00
Bill Pay (monthly fee for 3 months of inactivity) $ 5.95
Return Item-Bill Pay                                    $35.00
Stop Payment-Bill Pay                                    $20.00
Non Member Check Cashing Fee                                     $5.00
Foreign Check Processing (per item) $ 15.00
Foreign Check Returned (per item) $ 25.00
Foreign Check Collection (per item ) $ 16.00
Rush Delivery (Debit Card) $ 30.00
Draft Photocopy $ 5.00
VISA:
Return Check Fee $ 35.00
Late Payment Fee $ 20.00
Minimum Finance Charge $ 0.50
Card Reissue $ 10.00
Gift Card Fee $ 2.00
Loan Services:
Late Charge for Consumer Loans One Month Past Due  20% of accrued interest 
Vehicle Lien Recording Fee $ 10.00
Payoff Letters $ 20.00
Extension Fee      1 month of accrued interest
Loan Rate Reduction Fee                                  $100.00
Home Equity Fees:
Late Charge For Home Equity Loans One Month Past Due             5% of accrued interest
Appraisal Fee $ 250.00
Mortgage FIling Fee                                     COST
Satisfaction Fee Fee passed on to member as charged by the County of Residence
Title Insurance At cost if required
Mortgage Payoff Letters                                    $20.00
Extension Fee         1 month accrued interest
Loan Rate Reduction Fee                                  $100.00
Share/IRA Certificate Penalty for Early Withdrawal:
Term Penalty
6 Months 90 Days
12 Months 90 Days
18 Months 90 Days
24 Months 180 Days
36 Months 180 Days
48 Months 180 Days
60 Months 180 Days